Requesting a rate will not impact your credit score.
Request and receive a rate in just minutes without impacting your credit score. Then provide some additional details to complete your application.
No application fees, origination fees, or late fees.
This can include school-certified costs such as tuition, housing, books, etc. Annual and aggregate loan limits apply.
Our loan experts are available to answer any questions you might have. Borrowing responsibly has never been easier.
RISLA firmly believes that the future relies on the success of today's and tomorrow's students. That's why RISLA is committed to supporting students throughout their college journey by guiding them through the college planning process. Additionally, RISLA strives to educate families on how to obtain financial aid and provide them with tools to make informed and responsible borrowing choices for college.
RISLA, a non-profit education loan lender, offering loan programs with low fixed interest rates to help students borrow responsibly in all 50 States and Washington, D.C.
Getting your rate is quick and easy without impacting your credit score!
Compare rates and terms to choose a loan that fits your budget. Then securely upload your documents.
Confirm your acceptance of the loan by completing your e-signature. The loan will be approved after this process is completed.
1. STUDENT LOAN ANNUAL PERCENTAGE RATE (APR) - IMMEDIATE REPAY: The Annual Percentage Rate (APR) reflects the estimated total cost of the loan, including origination fees ($0), accruing interest, and the effect of capitalized interest. Interest begins accruing after each loan disbursement. The rate shown is for a 5-year loan, including the 0.25% interest rate reduction for using the auto-pay feature and RI Advantage Discount.
2. RI ADVANTAGE DISCOUNT: applies to any Rhode Island resident students attending school in any state or non-Rhode Island resident students attending a school in Rhode Island.