Use this tool to calculate your school charges, enter your financial aid awards and figure out how to meet the difference.

Enter School Charges

Travel, personal expenses and other miscellaneous costs can add to your total cost of attendance. Many times, these expenses can be offset by student employment. Your financial aid package may or may not include federal work-study or college work-study funds. The student must put in the necessary hours to receive these funds.

> Tuition & Fees		$
> Room and Board		$
> Books and School Supplies		$
> Health Insurance Fee		$
> Other Fees		$
Total Charges		0

Enter Grants & Scholarships

Grants and scholarships are considered gift aid and do not need to be repaid. You should always maximize your grants and scholarships before turning to loans.

> Federal Pell Grant		$
> Federal SEOG Grant		$
> TEACH Grant		$
> State Grant		$
> College Grant		$
> College Scholarship		$
> Outside Scholarships & Grants		$
Total Grants & Scholarships		0

Resources for Payment

Before turning to loans, consider whether you have any savings or assets available to help meet tuition costs. Remember, you will have to pay interest on loans so you want to borrow as little as possible.

> 529 Plan		$
> Coverdell savings account		$
> Other college savings account		$
> Parent savings & assets		$
> Student savings & assets		$
> Other		$
Total Resources		0

Meeting the Difference

Once you have exhausted your savings, income, grants and scholarships, then you may decide to consider loans.

> Tuition Payment Plan		$
> Federal Subsidized Stafford Loan		$
> Federal Unsub. Stafford Loan		$
> Federal PLUS Loan		$
> State-based Student Loan		$
> Private Education Loan		$
> Home Equity Loan		$
Total Loans		0

Summary

If you still have unmet costs, consider increasing the amount you pay by savings & income, seeking additional outside scholarships, increasing the amount you pay by payment plan or increasing your education loan amounts.

> Total charges		0
> Amount of gift aid		0
> Amount due to school		0
> Resources available		0
> Amount paid by payment plan		0
> Amount paid by loans		0
Unmet Costs		0