Going to college and graduating comes with a lot of responsibility, like managing your finances. Managing your finances may seem scary at first but with a little practice and some care, it is actually pretty easy and can produce very rewarding results. Developing a budget is a great first step towards responsibly managing your finances.

We hope you find this calculator helpful. If you need any assistance developing your personal budget, give our financial literacy specialist a call at 401-468-1755 and we can help free of charge.

Your Monthly Income

> Your monthly take home pay $
> Other monthly income $

Your Monthly Expenses

Savings
> Emergency fund $ > Investments $
> Retirement $ > General/vacation $

Housing & Household Expenses
> Rent/mortgage $ > Sewer/water/garbage $
> Insurance $ > Cable & internet $
> Gas/oil/heat $ > Phone & cell phone $
> Electric $ > Cleaning supplies $

Transportation
> Car payment $ > Gas $
> Insurance $ > Public Transportation $
> Parking/tolls $ > Car Maintenance $

Loans & Credit Cards

Health Care
> Credit cards $ > Health & life insurance $
> Student loans $ > Doctor/dentist visits $
> Consumer loans $ > Prescriptions/glasses $

Food & Personal
> Groceries $ > Laundry/dry cleaning $
> Dining out $ > Newspaper/magazines $
> Child care $ > Entertainment $
> Pet care $ > Haircuts/beauty care $
> Clothing/shoes $ > Gifts & cards $
> Books & Supplies $
> Vacation (annual cost/12) $
> Other $

         

Total Monthly Expenses

Savings $0.00
Housing $0.00
Transportation $0.00
Loans & Credit Cards $0.00
Health Care $0.00
Food and Personal $0.00
Total Monthly Expenses $0.00


Budget Review

Total monthly expenses $0.00
Total monthly income $0.00
Surplus/Deficit $0.00